A personal loan is a form of credit that can help you make a large purchase or consolidate debts with a high interest rate. Compared to credit cards, personal loans usually have lower interest rates, so they can be used to consolidate multiple credit card debts into one monthly payment at a lower cost.
Are Personal Loans Legal in Dodge City, Kansas?
APR | 5.99% – 24.99% |
---|---|
Law Status | legal |
MIN Loan Amount | $1000 |
MAX Loan Amount | $35000 |
MIN. Loan Term | 90 days |
MAX. Loan Term | 60 months |
MIN APR | 4.99% |
Collateral or guarantor | None, unsecured |
Credit score requirements | Available for Bad Credit |
How to get a Personal Loan in Dodge City Online?
- Fill out the application and click “submit”
- You’ll get a decision within minutes.
- In the case of a positive decision, the lender will contact you.
- Within 24 hours the cash will be transferred to your account.
What are Dodge City Personal Loan benefits?
- Alternative to payday loan. If you need money urgently, using a personal loan instead of a payday loan can save you a lot of money in interest charges. The maximum interest rate on a personal loan is typically 36 percent, while the average interest rate on a payday loan is 391 percent.
- Help borrowers build credit. In order to get a personal loan, you must make regular monthly payments toward the outstanding balance. Lenders in Dodge City usually report your payment history to the major credit bureaus. You can improve your credit score if you consistently make on-time payments.
- Be Used for Almost Anything. Personal loans are a popular financing option because they are so versatile that you can use them to cover any expense.
- Eliminate the Need for Collateral. Most personal loans do not require the borrower to provide any property as collateral. This means you won’t have to risk losing a valuable asset if you default on the loan.
Dodge City, Personal Loan Rates and Terms
Depending on your needs and circumstances, personal loans in Kansas may differ. The average personal loan amount in Kansas is $18,093, while the average personal loan interest rate is 9.92. Before applying for a personal loan, be sure to do your research to find the best lender for your needs.
Dodge City Personal Loan Questions Answered
- Are personal loans different from credit cards?
Personal loans in Dodge City are a great alternative to credit cards. If you think you will need the money for more than 30 days, the rates are often much lower. Otherwise, they are generally very similar – both are unsecured debt, and the amount you will be approved for depends on your creditworthiness.
- Who gets personal loans?
Almost anyone can get a personal loan. Before you begin the personal loan application process, gather all the documents you need. This allows you to go through each step of the process efficiently and get your funds as quickly as possible. Rates and loan amounts are mostly determined by your credit history and credit score.
- Why would I want a personal loan?
The most common uses are refinancing existing debt at a lower rate and making a purchase when you don’t have available cash, but you can use a personal loan for just about anything.
You Might Be Also Interested In:
- Online Payday Loans in Dodge City
- Online Car Title Loans in Dodge City
- Dodge City Installment Loans Online
Top Personal Loan Companies Near Me in Dodge City:
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Advance America
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1701 N 14th Ave Ste I
(620) 227-0400
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1701 N 14th Ave Ste I
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Bank of America
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619 N 2nd Ave
(620) 227-8500
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819 S 2nd Ave
(620) 225-6870
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619 N 2nd Ave
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Bank of the West
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400 W Frontview St
(620) 225-4147
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400 W Frontview St
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Bell Government Credit Union
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212 E Frontview St Ste C
(620) 225-5625
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212 E Frontview St Ste C
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Cash Fast Inc
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2208 W Wyatt Earp Blvd
(620) 225-2500
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2208 W Wyatt Earp Blvd
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Centera Bank
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2200 N 14th Ave
(620) 227-6370
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2200 N 14th Ave
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Check Into Cash
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2500 Central Ave
(620) 338-8140
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1010 W Wyatt Earp Blvd Ste B
(620) 338-8140
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2500 Central Ave
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Credit Union Of Dodge City
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1200 W Frontview St
(620) 227-7181
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1200 W Frontview St
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Farm Credit
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1405 E Comanche Ln
(620) 225-4400
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1405 E Comanche Ln
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Farm Credit Mid-America
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1501 Soule St
(620) 682-7183
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1501 Soule St
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Farm Credit of Southwest Kansas
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1501 Soule St
(620) 227-8211
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2306 1st Ave
(620) 227-8211
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1501 Soule St
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Fidelity State Bank & Trust Co
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510 N 2nd Ave
(620) 227-8586
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1801 Central Ave
(620) 227-8586
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510 N 2nd Ave
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Helping Hand Quick Cash
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1909 N 14th Ave
(620) 225-7999
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1909 N 14th Ave
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Landmark National Bank
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2500 N 14th Ave
(620) 225-1745
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100 W Spruce St
(620) 227-8111
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2500 N 14th Ave
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Money Lenders
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2601 Central Ave
(620) 338-8200
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2601 Central Ave
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Sunflower Bank
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819 S 2nd Ave
(620) 225-0086
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2408 1st Ave
(620) 225-0585
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819 S 2nd Ave
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The Cash Box
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703 S 14th Ave
(620) 408-9006
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703 S 14th Ave
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Wheatland Mortgage
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2601 Central Ave
(620) 225-3855
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2601 Central Ave