A personal loan is a form of credit that can help you make a large purchase or consolidate debts with a high interest rate. Compared to credit cards, personal loans usually have lower interest rates, so they can be used to consolidate multiple credit card debts into one monthly payment at a lower cost.
Are Personal Loans Legal in Leawood, Kansas?
APR | 5.99% – 24.99% |
---|---|
Law Status | legal |
MIN Loan Amount | $1000 |
MAX Loan Amount | $35000 |
MIN. Loan Term | 90 days |
MAX. Loan Term | 60 months |
MIN APR | 4.99% |
Collateral or guarantor | None, unsecured |
Credit score requirements | Available for Bad Credit |
How to get a Personal Loan in Leawood Online?
- Fill out the application and click “submit”
- You’ll get a decision within minutes.
- In the case of a positive decision, the lender will contact you.
- Within 24 hours the cash will be transferred to your account.
What are Leawood Personal Loan benefits?
- Alternative to payday loan. If you need money urgently, using a personal loan instead of a payday loan can save you a lot of money in interest charges. The maximum interest rate on a personal loan is typically 36 percent, while the average interest rate on a payday loan is 391 percent.
- Help borrowers build credit. In order to get a personal loan, you must make regular monthly payments toward the outstanding balance. Lenders in Leawood usually report your payment history to the major credit bureaus. You can improve your credit score if you consistently make on-time payments.
- Be Used for Almost Anything. Personal loans are a popular financing option because they are so versatile that you can use them to cover any expense.
- Eliminate the Need for Collateral. Most personal loans do not require the borrower to provide any property as collateral. This means you won’t have to risk losing a valuable asset if you default on the loan.
Leawood, Personal Loan Rates and Terms
Depending on your needs and circumstances, personal loans in Kansas may differ. The average personal loan amount in Kansas is $18,093, while the average personal loan interest rate is 9.92. Before applying for a personal loan, be sure to do your research to find the best lender for your needs.
Leawood Personal Loan Questions Answered
- Are personal loans different from credit cards?
Personal loans in Leawood are a great alternative to credit cards. If you think you will need the money for more than 30 days, the rates are often much lower. Otherwise, they are generally very similar – both are unsecured debt, and the amount you will be approved for depends on your creditworthiness.
- Who gets personal loans?
Almost anyone can get a personal loan. Before you begin the personal loan application process, gather all the documents you need. This allows you to go through each step of the process efficiently and get your funds as quickly as possible. Rates and loan amounts are mostly determined by your credit history and credit score.
- Why would I want a personal loan?
The most common uses are refinancing existing debt at a lower rate and making a purchase when you don’t have available cash, but you can use a personal loan for just about anything.
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Top Personal Loan Companies Near Me in Leawood:
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American Savings Bank
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10950 El Monte St Ste 200
(913) 327-2000
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10950 El Monte St Ste 200
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Andrew Greenstein at Guaranteed Rate
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4550 W 109th St Ste 135
(913) 948-7254
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4550 W 109th St Ste 135
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Bank of America
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4741 W 119th St
(913) 906-9014
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4741 W 119th St
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Bank of America Financial Center
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9500 Mission Rd
(816) 979-4554
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9500 Mission Rd
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Bank of America Mortgage
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3401 College Blvd
(913) 449-6682
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3401 College Blvd
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Bank of the West
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12200 State Line Rd
(913) 327-7523
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12200 State Line Rd
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BMO Harris Bank
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11301 Nall Ave
(913) 663-3228
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8840 State Line Rd
(913) 693-1600
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11301 Nall Ave
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Capital City Bank
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6900 College Blvd Ste 100
(913) 266-6900
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6900 College Blvd Ste 100
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Capital Finance
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4400 W 109th St Ste 202
(913) 323-3040
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4400 W 109th St Ste 202
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Capitol Federal
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13100 State Line Rd
(913) 652-2448
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13100 State Line Rd
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Capitol Federal Savings Bank
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6900 College Blvd
(913) 266-6900
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6900 College Blvd
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Central Bank of the Midwest
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4801 Town Center Dr
(913) 663-5656
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4801 Town Center Dr
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Chase Bank
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4700 W 119th St
(913) 318-7360
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4700 W 119th St
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Citizens Bank
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4701 College Blvd Ste 100
(913) 469-0998
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4701 College Blvd Ste 100
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Cohen Financial
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4601 College Blvd Ste 300
(866) 315-6212
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4601 College Blvd Ste 300
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Commerce Bank
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11405 Nall Ave
(816) 234-2250
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11405 Nall Ave
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Construt F Financial Srv
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11237 Nall Ave Ste 100
(913) 339-6050
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11237 Nall Ave Ste 100
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Crown Financial Group Inc
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13105 Glenfield Rd
(913) 338-1500
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13105 Glenfield Rd
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First Bank Loan Production Agency
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6201 College Blvd Ste 100
(800) 760-2265
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6201 College Blvd Ste 100
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First Citizens Bank
-
4701 College Blvd
(913) 469-0998
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4701 College Blvd
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First Financial Mortgage
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10977 Granada Ln Ste 225
(913) 341-1344
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10977 Granada Ln Ste 225
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First National Bank
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4650 College Blvd
(913) 266-7000
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4650 College Blvd
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Great Southern Bank
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11050 Roe Ave
(913) 344-6850
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11050 Roe Ave
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Guaranteed Rate
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4550 W 109th St Ste 135
(816) 363-1400
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4550 W 109th St Ste 135
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Heartland Bank
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4801 Town Center Dr
(913) 663-5656
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4801 Town Center Dr
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Home Savings of America
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7015 College Blvd
(913) 327-7550
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7015 College Blvd
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Jason Lentsch at Guaranteed Rate
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4550 W 109th St Ste 135
(469) 271-0661
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4550 W 109th St Ste 135
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KeyBank
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11501 Outlook St Ste 300
(913) 317-4100
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11501 Outlook St Ste 300
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Leader One Financial
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4400 W 109th St Ste 350
(913) 631-9001
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4400 W 109th St Ste 350
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Maryhelen Loya at Guaranteed Rate
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4550 W 109th St Ste 135
(913) 227-4170
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4550 W 109th St Ste 135
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Matt Goodwin at Guaranteed Rate
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4550 W 109th St Ste 135
(913) 562-1125
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4550 W 109th St Ste 135
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Movement Mortgage - Angie Bates58017
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6600 College Blvd Ste 125
(913) 709-0154
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6600 College Blvd Ste 125
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Movement Mortgage - Shane Martin797550
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6600 College Blvd Ste 125
(702) 521-2736
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6600 College Blvd Ste 125
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National Bank Of Kansas City
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3510 W 95th St
(913) 901-5200
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3510 W 95th St
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Noah Curtis at Guaranteed Rate
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4550 W 109th St Ste 135
(913) 549-9415
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4550 W 109th St Ste 135
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PNC Bank
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4601 College Blvd
(913) 339-9230
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4601 College Blvd
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Pulaski Bank Home Lending
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4550 W 109th St Ste 100
(913) 338-4300
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6600 College Blvd Ste 200
(913) 338-4300
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4550 W 109th St Ste 100
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Sam Reagan at Guaranteed Rate
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4550 W 109th St Ste 135
(913) 948-7258
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4550 W 109th St Ste 135
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Scott Paxton Peterson - Senior Mortgage Specialist
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10975 El Monte St
(913) 643-8031
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10975 El Monte St
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Scott Somerville at Guaranteed Rate
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4550 W 109th St Ste 135
(913) 267-7283
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4550 W 109th St Ste 135
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Security Bank Of Kansas City
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11813 Roe Ave
(913) 281-3165
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11813 Roe Ave
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Shane Loya at Guaranteed Rate
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4550 W 109th St Ste 135
(913) 207-0151
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4550 W 109th St Ste 135
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Stephen Casterline at CrossCountry Mortgage
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6900 College Blvd Ste 200
(913) 648-9830
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6900 College Blvd Ste 200
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Steven Zin CMPS at CrossCountry Mortgage
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6900 College Blvd Ste 200
(913) 557-8100
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6900 College Blvd Ste 200
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Strategic Finance
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10777 Barkley St
(913) 385-3833
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10777 Barkley St
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Tyson Blau
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5251 W 116th Pl Suite 262
(913) 998-6125
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5251 W 116th Pl Suite 262
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Universal Mortgage
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11300 Tomahawk Creek Pkwy Ste 170
(913) 338-4411
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11300 Tomahawk Creek Pkwy Ste 170
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Us Bank
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11150 Overbrook Rd
(913) 663-1195
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4901 W 119th St Ste 1
(913) 317-9400
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3700 W 95th St
(913) 383-2126
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11150 Overbrook Rd
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Wells Fargo Bank
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2000 W 103rd St
(913) 341-4774
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2000 W 103rd St