A personal loan is a form of credit that can help you make a large purchase or consolidate debts with a high interest rate. Compared to credit cards, personal loans usually have lower interest rates, so they can be used to consolidate multiple credit card debts into one monthly payment at a lower cost.
Are Personal Loans Legal in Manhattan, Kansas?
APR | 5.99% – 24.99% |
---|---|
Law Status | legal |
MIN Loan Amount | $1000 |
MAX Loan Amount | $35000 |
MIN. Loan Term | 90 days |
MAX. Loan Term | 60 months |
MIN APR | 4.99% |
Collateral or guarantor | None, unsecured |
Credit score requirements | Available for Bad Credit |
How to get a Personal Loan in Manhattan Online?
- Fill out the application and click “submit”
- You’ll get a decision within minutes.
- In the case of a positive decision, the lender will contact you.
- Within 24 hours the cash will be transferred to your account.
What are Manhattan Personal Loan benefits?
- Alternative to payday loan. If you need money urgently, using a personal loan instead of a payday loan can save you a lot of money in interest charges. The maximum interest rate on a personal loan is typically 36 percent, while the average interest rate on a payday loan is 391 percent.
- Help borrowers build credit. In order to get a personal loan, you must make regular monthly payments toward the outstanding balance. Lenders in Manhattan usually report your payment history to the major credit bureaus. You can improve your credit score if you consistently make on-time payments.
- Be Used for Almost Anything. Personal loans are a popular financing option because they are so versatile that you can use them to cover any expense.
- Eliminate the Need for Collateral. Most personal loans do not require the borrower to provide any property as collateral. This means you won’t have to risk losing a valuable asset if you default on the loan.
Manhattan, Personal Loan Rates and Terms
Depending on your needs and circumstances, personal loans in Kansas may differ. The average personal loan amount in Kansas is $18,093, while the average personal loan interest rate is 9.92. Before applying for a personal loan, be sure to do your research to find the best lender for your needs.
Manhattan Personal Loan Questions Answered
- Are personal loans different from credit cards?
Personal loans in Manhattan are a great alternative to credit cards. If you think you will need the money for more than 30 days, the rates are often much lower. Otherwise, they are generally very similar – both are unsecured debt, and the amount you will be approved for depends on your creditworthiness.
- Who gets personal loans?
Almost anyone can get a personal loan. Before you begin the personal loan application process, gather all the documents you need. This allows you to go through each step of the process efficiently and get your funds as quickly as possible. Rates and loan amounts are mostly determined by your credit history and credit score.
- Why would I want a personal loan?
The most common uses are refinancing existing debt at a lower rate and making a purchase when you don’t have available cash, but you can use a personal loan for just about anything.
You Might Be Also Interested In:
- Online Payday Loans in Manhattan
- Online Car Title Loans in Manhattan
- Manhattan Installment Loans Online
Top Personal Loan Companies Near Me in Manhattan:
-
Advance America
-
610 Fort Riley Blvd
(785) 323-0044
-
610 Fort Riley Blvd
-
American Cash Exchange
-
501 Fort Riley Blvd Ste A
(785) 537-1803
-
501 Fort Riley Blvd Ste A
-
American State Bank & Trust Co
-
4805 Vue Du Lac Pl
(785) 539-6978
-
4805 Vue Du Lac Pl
-
Ameriprise Financial
-
2505 Anderson Ave
(785) 776-7002
-
2505 Anderson Ave
-
Baystone Financial Group
-
1680 Charles Pl
(785) 587-4050
-
1680 Charles Pl
-
Capitol Federal
-
1401 Poyntz Ave
(785) 537-4228
-
705 Commons Pl
(785) 539-9976
-
1401 Poyntz Ave
-
Commerce Bank
-
2740 Claflin Rd
(785) 537-1234
-
727 Poyntz Ave Ste 100
(785) 537-1234
-
918 N 17th St
(785) 587-1663
-
1350 Westloop Pl
(785) 537-1234
-
2740 Claflin Rd
-
Commerce Bank - Kansas State Student Union
-
918 N 17th St
(785) 537-1234
-
918 N 17th St
-
Community First National Bank
-
215 S Seth Child Rd
(785) 323-1111
-
215 S Seth Child Rd
-
Corefirst Bank & Trust
-
1101 Westloop Pl
(785) 565-3000
-
1101 Westloop Pl
-
Farm Credit Mid-America
-
9370 E Us Highway 24
(785) 776-6931
-
2009 Vanesta Pl
(785) 776-7144
-
2627 Kfb Plz Ste 201e
(785) 587-6000
-
2401 N Seth Child Rd
(785) 565-0161
-
9370 E Us Highway 24
-
Farmers State Bank
-
8685 E Us Highway 24
(785) 539-9002
-
8685 E Us Highway 24
-
First Command Financial Services
-
1121 Hudson Ave Ste B
(785) 537-0497
-
1121 Hudson Ave Ste B
-
First National Bank
-
7860 E US Highway 24
(785) 539-8322
-
2700 Anderson Ave
(785) 537-0550
-
7860 E US Highway 24
-
INTRUST Bank
-
630 Humboldt St
(785) 565-5400
-
630 Humboldt St
-
Kansas State Bank
-
1010 Westloop Pl
(785) 587-4000
-
555 Poyntz Ave Ste 101
(785) 587-4000
-
1010 Westloop Pl
-
Kansas State Federal Credit Union
-
601 Mccall Rd
(785) 776-3003
-
601 Mccall Rd
-
Landmark National Bank
-
3005 Anderson Ave
(785) 587-5261
-
3005 Anderson Ave
-
LendNation
-
2304 Stagg Hill Rd Ste A
(785) 539-5763
-
2304 Stagg Hill Rd Ste A
-
Loanmax Title Loans
-
514 Tuttle Creek Blvd
(785) 537-3535
-
514 Tuttle Creek Blvd
-
Navy Federal
-
501 3rd Pl Ste A
(785) 537-6156
-
501 3rd Pl Ste A
-
Navy Federal Credit Union
-
501 3rd Pl Ste A
(888) 842-6328
-
501 3rd Pl Ste A
-
New Century Bank
-
2815 Anderson Ave
(785) 532-9066
-
2815 Anderson Ave
-
Peoples Choice Mortgage
-
2505 Anderson Ave Ste 102
(785) 587-5252
-
4805 Vue Du Lac Pl
(785) 587-5252
-
2505 Anderson Ave Ste 102
-
Rabo Agrifinance
-
301 S 4th St
(785) 587-7440
-
301 S 4th St
-
Sunflower Bank
-
2710 Anderson Ave
(785) 537-0550
-
130 Sarber Ln
(785) 539-4111
-
2710 Anderson Ave